Connect your bank in minutes.
Two ways in — both read-only, both leave your data encrypted on your device. In My Stash never sees your bank login and can never move your money.
Before you start: connecting a bank turns on the required 6-digit PIN — pick one you'll remember. It encrypts your data on your device; if you forget it, we can't recover it (there's no account and no backdoor — by design).
Option A — Plaid
tap & log in · at cost- Open the app → Settings → Connected banks.
- Set Connection source to Plaid (tap & log in).
- Tap Connect a bank.
- During early access you may be asked for a Plaid Pass access code — enter it and tap Redeem. (The $2/mo pass covers Plaid's per-bank fee — we keep $0. Pricing.)
- Plaid's window opens: find your bank and log in with your bank's own credentials. That login goes to Plaid and your bank — never to us.
- Some banks (Chase, Capital One…) bounce you to their own site or app to approve, then bring you right back. That's normal.
- Pick which accounts to share → Done. Your balance appears immediately; transactions follow within a minute — tap Sync now on the Activity screen any time.
Option B — SimpleFIN
free from us · $1.50/mo to SimpleFIN- Create an account at bridge.simplefin.org (SimpleFIN Bridge — $1.50/mo, paid to them; we add nothing on top).
- In the Bridge, use Connect to link your bank(s) with your bank's own login.
- Still in the Bridge, create a new app connection — it gives you a long setup token. Copy it.
- In the app: Settings → Connected banks → set Connection source to SimpleFIN (paste token) → tap Connect a bank.
- Paste the setup token and confirm. Your accounts and balances appear right away.
- Heads up: on a brand-new SimpleFIN connection, transactions can take a few hours to backfill — balances come first. Tap Sync now on the Activity screen to check; history fills in on its own.
Which should I pick?
- Plaid — fastest and easiest: tap, log in, done. Costs a small monthly pass (at our cost).
- SimpleFIN — cheapest bank sync that exists; a few more steps to set up, then identical day-to-day.
- You can switch anytime — disconnecting removes that connection's data from the app and revokes its access.
Trouble connecting? Check the status line under "In the bank" on the Activity screen — it tells you when the last sync ran or exactly why one failed. Still stuck: email us.