Free · Private by design
Stash it, or spend it?
Type what you're about to spend. In My Stash answers from what's really in your bank — and how far it has to stretch until payday. Not a guess. Not a lecture.
- Read-only bank connections — it can never move your money
- Encrypted on your device, not our servers
- No ads, no tracking, no selling your data
- Paid by the hour, or freelance? Tell it once — it paces to your real check
inmystash.
Stash or spend?
$48.00
✓
Spend it.
You'd still have $1,192.00 left until payday.
You'd still have $1,192.00 left until payday.
Log it
$1,240.00
to spend before payday · ≈$137.78/day
9
days
Sample data shown
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Payday-first, not calendar-first
Months are an accounting fiction. Every answer is paced to your actual next paycheck — what's left, per day, until money lands again.
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Yours, encrypted, on your device
Transactions live encrypted on your phone behind a PIN. Our relay stores ciphertext it cannot read. We couldn't sell your data if we wanted to — we don't have it.
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Banks are read-only
Connect through Plaid or SimpleFIN using your bank's own login. In My Stash sees balances and transactions — it can never touch your money.
Built for paycheck-to-paycheck reality.
No budgets to babysit. No shame graphs. One question, answered honestly, every time you're about to spend.
Get it on the App Store — it's free Or open the web app